Estate & Income Planning in Virginia Beach & Hampton Roads

Estate planning, retirement income and wealth transfer guidance for families across the 757. Call (402) 649-1418 to schedule your consultation.

Trusted Estate and Income Planning for Hampton Roads Families

Legacy Solutions Estate & Income Planning helps families in Virginia Beach, Norfolk, Chesapeake and across the 757 protect what they’ve built, create dependable retirement income and pass on a secure legacy. We focus on education first, so you understand every option before you make a decision.

Meet Shannon Raitt

Shannon Raitt is an estate and income planning professional serving families across the 757. As a military spouse who relocated to the Hampton Roads area for her husband’s active-duty service, Shannon has a deep appreciation for the unique financial needs of military families and longtime Virginia residents alike.

Legacy Solutions Estate & Income Planning is a second-generation, family-owned firm with more than 40 years of experience in the financial services industry. Shannon grew up in Nebraska and brings Midwestern values (honesty, clarity and service) to every client interaction. She is passionate about educating families on the “why” behind estate planning, helping them protect their assets, reduce taxes and build a secure financial legacy for the next generation.

Call (402) 649-1418 or fill out the form below to schedule a consultation.

Shannon Raitt, estate and income planning professional at Legacy Solutions in Virginia Beach

Our Estate and Income Planning Services

Every family’s situation is different. We start by understanding your goals, then explain the planning tools that fit, in plain language and without pressure.

  • Estate Planning – Wills, living trusts, powers of attorney and healthcare directives that protect your family and help avoid probate in Virginia. We make sure your trust is properly funded so the plan works when it is needed.

  • Retirement Income Planning – Turn savings, pensions, military retired pay and Social Security into a dependable paycheck for life. We plan when to claim benefits and which accounts to draw from first.

  • Asset Preservation & Risk Management – Protect your savings and home from long-term care costs, an early death, disability and other risks. We help you choose the right mix of coverage and planning.

  • Tax Mitigation Strategies – Roth conversions, withdrawal sequencing and required minimum distribution planning that can lower lifetime taxes for you and your heirs. We coordinate every strategy with your CPA.

  • Wealth Transfer & Legacy Planning – Coordinate beneficiary designations, trusts and life insurance so heirs receive more and pay less in taxes. A beneficiary liquidity plan gives them cash when they need it.

  • Business Planning – Funded buy-sell agreements, key person coverage and succession plans for small business owners in Hampton Roads, so the business you built has a clear future.

  • Charitable Remainder Trusts – Turn appreciated assets into lifetime income, receive a partial tax deduction and leave a gift to the causes you care about.

Explore all of our planning services.

Retired couple in Hampton Roads reviewing their retirement income and estate plan on a laptop
Call (402) 649-1418

Why Hampton Roads Families Choose Legacy Solutions Estate & Income Planning

  • Family-owned, second generation. More than 40 years of experience in the financial services industry.

  • Education first. We explain the “why” behind every recommendation in plain language, so you can decide with confidence.

  • Military-friendly. As a military spouse, Shannon understands deployments, PCS moves and the planning decisions military families face.

  • Local and personal. Based in Virginia Beach and serving families across the 757, with free educational workshops in the community.

  • Midwestern values. Honesty, clarity and service in every conversation.

How It Works

  1. Start with a conversation. We learn about your family, your goals and your concerns.

  2. Review your situation. We look at your assets, existing documents and beneficiary designations.

  3. Build your plan. We recommend the strategies that fit and explain the reasoning behind each one.

  4. Keep it current. We review your plan as your life, family and finances change.

Legacy Solutions Estate & Income Planning

2 Constitution Drive, Suite 101, Virginia Beach, VA 23462

Phone: (402) 649-1418

Military parent in uniform with her daughter, representing estate planning for military families in Hampton Roads

Frequently Asked Questions

  • No. Anyone who owns a home, has savings or has children benefits from a plan. Without one, Virginia law and the courts decide what happens to your assets and who makes decisions for you. Learn more about estate planning.

  • Estate planning focuses on what happens to your assets if you pass away or can’t manage them. Income planning focuses on turning your savings into dependable income during retirement. Most families benefit from planning both together. Learn about retirement income planning.

  • Yes. Shannon is a military spouse herself and works with active-duty, retired and veteran families throughout Hampton Roads.

  • We are based in Virginia Beach and serve families across the 757, including Norfolk, Chesapeake, Portsmouth, Suffolk, Hampton and Newport News.

  • Call (402) 649-1418, fill out the form below, or join us at one of our free educational events.

Schedule Your Consultation

Tell us a little about your situation and we’ll follow up to set up a time to talk. Prefer the phone? Call (402) 649-1418.